Services

TYPES OF LOANS (7)

• Salary Loans
• Personal Loans
• Fixed asset loans
• Working capital loans
• Port clearing loans
• Local Purchase Order/Contract finance
• Invoice discounting

LOANS PRICING

• Upfront charges: Processing fees, Administration fees, Monitoring fees : 2% to 5%
• Monthly interest rates: 4% to 7%

Cash backed facilities: 4% to 5%

Non cash backed facilities: 5.5% to 7%

LOANS TENOR

• Salary loans: 1 month to 12 months
• Business Loans:

Individual: 1 month to 6 months

Group: 1 month to 4 months

TARGET MARKET 

• Short term bridge financing needs. E.g. invoice discounting, port clearing ,etc
• Salary workers of reputable institutions: E.g. financial institutions, etc
• Informal sector: Market women, petty traders, esp in the sale of commodities
• Businesses in the food industry.